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Paying for college education can be a financial challenge. In-state tuition for Penn State exceeds $15,000 annually, bringing the total cost to more than $60,000. And, tuition continues to climb. You will learn about the tax advantages of saving money in Uniform Transfer to Minors Accounts as well as Section 529 College Savings Accounts, where your money grows tax free, and you pay NO income tax on withdrawals if the money is used for qualified college education expenses.